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Personal Lending

Find the perfect loan for your perfect home.

Securing your family's future with homeownership is easier than you think. Our mortgage advisors at Kearny Bank will provide experienced guidance to financially prepare you and help you choose the best mortgage option or home equity line or loan to make your goal a reality. Discover what works for you.

Personal Lending Solutions

Turn to the experts at Kearny Bank to help you select the right loan for you.

  • Whether you're financing the home of your dreams or a home away from home, Kearny Bank has a mortgage that offers the terms you need.

  • As mortgage experts, Kearny Bank offers competitive rates on both fixed-rate and adjustable-rate mortgages (ARMs), and we have systems to speed up your application process.

  • We also specialize in helping first time home buyers realize the dream of owning their first home.

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  • Don’t miss an opportunity to reduce your mortgage payments, and perhaps even to shorten the term of your mortgage.

  • At Kearny Bank, our Mortgage Advisors are dedicated to understanding your specific situation and needs. Let us guide you to the best refinancing solutions.

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  • From education to home improvements, leveraging the equity you’ve built up in your home may be the most economical way to finance major purchases. Kearny Bank offers a variety of Fixed Home Equity Loans and Home Equity Lines of Credit to help you afford some of life’s largest expenses.

  • Borrow up to 80% of the value you’ve built up in your home to pay for big expenses from education to home improvements and more.

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Find a Kearny Bank branch near you

What our clients are saying...

"We have taken out two home equity loans with Kearny Bank over the years and both times the process was INCREDIBLE!!! Someone was always there to answer any questions and if for any reason you had to leave a message, someone ALWAYS called you back."

Terence J.

"The employees of Kearny Bank always went above and beyond to aid us in the mortgage process for our first home! Our mortgage representative truly cared about us as people and worked so diligently and thoroughly to get us where we are today. We have our home today because of the staff at Kearny Bank."

Cristina B.
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Get started today.

Connect with one of Kearny Bank’s personal lending experts to find your perfect loan.

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