Help Your Child Develop a Strong Financial Foundation
The Kearny Bank Kid's Club is a custodial youth savings account designed to introduce children to the importance of saving for a goal. With a minimum initial deposit of only $10, your child's money can start earning an APY of 0.25%1 and receive a $10 match. Watch your child's savings grow and help them see a return on their investment sooner.
Kearny Bank Pays for A's
Good grades pay off in life and at Kearny Bank. Students K–12 with an existing or new Kid‘s Club account can earn $1 for every A on their current report card.
How to Get Started
Students must be enrolled in a public, private, or chartered school.
The student should bring their most recent report card and a parent or guardian to a Kearny Bank branch.
$1 will be deposited into a Kid’s Club savings account for each “A” the student receives each marking period. Maximum $15 per marking period to only one qualifying Kid‘s Club account per child. The equivalent of “A” are as follows: 93% and higher, “E” for Exceeds Expectations. Only grades from the current marking period may be registered, up to 4 weeks from the end date of the marking period. Once the reporting period has passed, a student may not register those grades. Students may only register grades from a report card, not a progress report. The report card or digital printout will be examined for authenticity.
Parent or legal guardian must be present with student under 18 years of age at a Kearny Bank branch to claim reward. Kearny Bank reserves the right to cancel or modify the program at any time, for any reason.
1Effective 03/13/2025. APY=Annual Percentage Yield. No minimum balance is required to obtain the advertised APY. The APY may change after the account is opened. Fees could reduce earnings. Kid's Club is a custodian account opened by a parent or guardian.
Featured Key Benefits
Kearny Bank Debit Mastercard®
Use your Debit Mastercard to make everyday purchases anywhere Mastercard is accepted, and purchase payments will be deducted directly from your account. Your card can also be used at any ATM to get cash, check balances or make transfers. In addition, the MoneyPass ATM network allows you to access nearly 40,000 convenient surcharge-free ATMs nationwide.
SecureAlerts:
Establish alerts for instant access to purchase activity. Alerts can be set via our mobile app or Online Banking.Digital Wallet:
Add your Kearny Bank Debit Mastercard to your digital wallet for faster purchases in-store, online and in-app.Customized Usage Control:
Reduce debit card fraud, set spending limits, monitor and manage your card through our mobile app.
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FAQs
Find answers to common questions about Kearny Bank and our services.
Students K–12 with an existing or new Kid‘s Club account can earn $1 for every A on their current report card. Students must be enrolled in a public, private, or charter school. A parent or legal guardian must be present at a Kearny Bank branch to open the account and claim rewards for students under 18.
Yes. The Kid’s Club Savings account is a custodial account, which means it is opened and managed by a parent or guardian.
The account can be opened with a minimum deposit of $10. Your child’s savings will start earning interest, and Kearny Bank will match the first $10 deposit.
Visit your local Kearny Bank branch with your child and the required documents. A banker will walk you through the simple process and help you get started.