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Mortgage Refinance

Tailored Solutions for Your Unique Needs

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Refinance Your Mortgage with Kearny Bank

Don’t miss an opportunity to reduce your mortgage payments, and perhaps even to shorten the term of your mortgage. At Kearny Bank, our Mortgage Advisors are dedicated to understanding your specific situation and needs. With over 140 years of experience, we have been helping individuals and families in our communities thrive. Let us guide you to the best refinancing solutions.

Why Refinance with Kearny Bank?

  • Personalized Advice: Our Mortgage Advisors take the time to get to know you and your financial goals.

  • Expert Guidance: Benefit from our extensive experience and deep understanding of the mortgage market.

  • Community Focused: Proudly serving our communities for over 140 years, we are committed to helping our community members succeed.

View Current Rates Here

Our Process

1. Initial Consultation:

Discuss your current mortgage and financial goals with one of our expert advisors.

2. Customized Plan:

Receive a tailored refinancing plan that suits your needs.

3. Seamless Execution:

Our team will handle all the details to ensure a smooth refinancing process.

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FAQs

Find answers to common questions about Kearny Bank and our services.

Mortgage refinancing replaces your existing home loan with a new one. This can help you secure a lower interest rate, reduce your monthly payment, shorten your loan term, or tap into your home’s equity.

Costs vary depending on your loan type and individual situation. To get the most accurate and up-to-date rates, visit our lending rates page or speak with a mortgage advisor.


You can typically refinance once you’ve built enough equity and meet lending requirements. Our team can help you determine your eligibility and ideal timing.

There are many good reasons to refinance, including lowering your rate, switching to a fixed-rate loan, or accessing equity. Talk with one of our mortgage advisors to determine the best time based on your goals.

Here’s what to expect:

  • Initial Consultation – We’ll review your current mortgage and financial goals.

  • Customized Plan – Receive a refinancing solution tailored to your needs.

  • Seamless Execution – Our team manages the process to ensure a smooth experience.

You’ll receive personalized service from local experts, competitive rates, and a transparent process from start to finish. We’re here to help you make confident financial decisions.

Learn more about refinancing today.

Ready to explore your refinancing options? Get in touch with a Mortgage Advisor today to discover how Kearny Bank can help you achieve your financial goals.