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Business Lending

Fuel your business growth with trusted, caring lending support.

At Kearny Bank, we're here to help you meet your short- and long-term business goals with flexible lending solutions that fit your cash flow. Upgrade your technology, update your equipment or own and improve facilities to empower your business to keep moving forward. Let's grow together!

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Business Lending Options

  • Longer term (5-7 years) financing for expansion projects, equipment, or tenant improvements

  • Tailored and anticipated repayment terms over a fixed period of time

  • Fixed or floating interest rates

  • Secured by collateral that can include business assets, vehicles, equipment or accounts receivable

  • Flexible and personalized to your business needs

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  • Highly competitive fixed or floating interest rates are available

  • Amortization periods available up to 25 years

  • Loans are secured by real estate being financed

  • Experienced Commercial Real Estate Specialist to contact and handle all details

 

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  • Commercial lines of credit are available starting at $50,000 or more, and priced with variable interest rates

  • Monthly payments of accrued interest only are required, principal may be paid at any time

  • Terms of up to two years for well-qualified borrowers

  • Access and control of the line of credit is in your hands with convenient online banking, business mobile app, and cash management services

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FAQs

Find answers to common questions about Kearny Bank and our services.

We offer Commercial Real Estate Loans, as well as Commercial & Industrial (C&I) operating loans to help your business grow, expand, or manage cash flow.

Business loans can meet different needs, depending on whether you are exploring a Commercial Real Estate loan or a C&I Loan.

C&I Loans can be Commercial Term Loans or Lines of Credit. They provide access to capital for growth, equipment, facility improvements, or working capital. Loans are tailored to fit your repayment ability and business goals.

Commercial Real Estate Loans include loans for the acquisition, refinancing or development of commercial properties.  These include loans for various types of commercial real estate such as multifamily, retail, mixed-use, industrial and warehouse facilities.  We also can provide construction loans for the development of these properties.

Make an appointment with a Kearny Bank loan officer to explore your options and begin the application process. They can help answer any questions and guide you on the best financing options for your business.

Timelines vary based on loan type and documentation, but our team works efficiently to move you from application to closing to funding as quickly as possible.

Yes. You can conveniently make loan payments online:
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Connect with a business lending expert today.