Save today and build a better tomorrow
No goal is too small or too big, but they are all worth saving for. Whether you’re looking to save for a rainy day or to set your future self up for financial stability, opening a savings account is a smart first step. With the right account, you can earn interest on your balance, allowing your hard-earned funds to grow over time.
Savings Account Options
Find the perfect savings or money market account with the features and benefits you’re looking for at Kearny Bank.
- $15,000 minimum deposit to open account
- Earn interest on all balances
- Earn higher interest by maintaining a higher balance
- Waive minimum balance fee when you maintain an average daily balance of at least $15,000
- Minimum opening deposit of $100
- Convenient ATM deposits and withdrawals
- Simplified monthly statement
- No minimum balance requirement
- $25,000 minimum deposit to open account (new money only)
- Earns higher interest when you maintain a daily balance of at least $25,000
- Earn interest on all balances
- A tax-advantaged account that helps you save for medical expenses while reducing your taxable income as contributions are not subject to federal income tax.
- Make regular deposits and receive interest on all balances
- Open with as little as $5
- No monthly service fee
- Help your kids learn to save
- APY of 0.25%* and a low initial deposit of $10
- We’ll match their initial deposit of $10, so they can see a return on their savings right away
- Pays for A’s student program
- No monthly service fee
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FAQs
Find answers to common questions about Kearny Bank and our services.
We offer a variety of savings options to support your financial goals. These include Statement Savings, Health Savings Accounts (HSAs), Kids Savings, and more.
Minimum balance requirements vary by account type. Please refer to individual account details for specifics.
Definitely! With ClickSwitch, you can securely transfer direct deposits and recurring payments from another institution in as little as 10 minutes. You can also schedule automatic transfers using our free Online Banking with Bill Pay or Mobile Banking with Mobile Deposit.
You can access and manage your savings anytime through Online Banking, Mobile Banking with Mobile Deposit, or by visiting a local branch.
Financial Calculators
Take control of your finances with easy-to-use tools for budgeting, saving, and loan planning. Make informed decisions and plan for the future with confidence!
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Open an account today.
Whatever your savings goals are, Kearny Bank has the savings or money market account option to meet your financial needs.