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Certificates of Deposit

Secure your savings with higher returns and lower risk.

Looking for a secure investment option? Look no further than Kearny Bank's Certificates of Deposit (CDs). Our CDs offer guaranteed returns at a fixed interest rate upon maturity, with terms ranging from short to long. Speak to our Personal Banking Relationship Manager today to see if a CD is the right investment option for you and your financial goals.

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Invest in Kearny Bank CDs today for safety, convenience and a great return.

Kearny Bank offers Certificates of Deposit (CDs), providing a safe and convenient way to invest your money. With terms ranging from 30 days to 5 years, these savings accounts guarantee a great return, backed by the complete safety of  FDIC Insurance up to $250,000 per depositor.

For CD rates in your area, visit our rates page:

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Featured Key Benefits

Secure your savings

These savings accounts, with terms from 30 days to 5 years, offer an excellent return backed by the complete safety of FDIC Insurance to at least $250,000, for each depositor.

If you are considering opening multiple CDs, we can also advise you on the best way to stagger accounts, and make it a point to keep you up to date on your activity. Maturity notices are mailed for any CDs with a term of 3 months or longer and for maximum convenience, CDs are automatically renewed at prevailing rates.

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What our clients are saying...

Local bank with excellent client service. The branch personnel is very friendly and always supporting the community. I highly recommend banking at Kearny Bank.

Kevin M.

Excellent client service. I reached out to them today because I have been trying to get a new bank account with them. I didn't feel rushed, and they were able to answer all my questions and explain my options as well as what I needed.

Mariana G.

My mother and I have been a client at Kearny Bank for over 30 years. The branch personnel are friendly and always willing to answer our questions. If you are looking for a small bank that doesn't hit you with crazy monthly fees, a staff that knows you and willing to help, Kearny Bank is the place.

Teresa D.

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FAQs

Find answers to common questions about Kearny Bank and our services.

A CD is a fixed-term, interest-bearing product. It’s a safe way to grow your savings over time.

You deposit funds for a set period, ranging from 30 days to 5 years, and earn a guaranteed return.

Yes. All CD deposits are FDIC insured up to the applicable limits.

For the most up-to-date CD rates, please visit our personal rates page to view current offerings in New Jersey and New York.

Savings accounts allow you to deposit and withdraw money anytime while earning interest, while a CDs require locking your money for a set term, often in exchange for a higher interest rate.
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Invest in a Certificate of Deposit Today

Whatever your savings goals are, Kearny Bank has the right CD for you at a term and rate that meets your needs.

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