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Credit Cards

You make purchases, we pay you back—with rewards and benefits.

Selecting the perfect credit card has never been easier. Our selection includes options to pay down balances faster, maximize cash back, earn rewards, and build credit history. Find the ideal card and optimize your finances today.

Features

Find the perfect fit with the best credit card for you.

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No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.

  • Mobile purchasing capability for added convenience.

  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

  • Cardmember Service available 24 hours a day/365 days per year.

  • Plus much more!

Existing Card Members Access Your Card Account here: Online/Login

Existing Kearny Bank clients can learn more or apply by going to Online Banking and selecting Services > Apply for a Credit Card.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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FAQs

Find answers to common questions about Kearny Bank and our services.

We offer a variety of checking options to match your needs. These include:

  • Simple Checking

  • EZ Checking

  • Cash Back Checking

  • High-Yield Checking

  • Relationship Checking, Senior Checking

  • Kearny Insured Liquidity Sweep


 Each option is designed to help you manage your money confidently and conveniently.


Some of accounts include a monthly fee. We also offer checking accounts with no monthly fees. Please refer to individual account details for specifics.

Some of accounts include a monthly fee. We also offer checking accounts with no monthly fees. Please refer to individual account details for specifics.

To open an account, you must meet the following criteria:


  • Be a legal U.S. resident

  • Live in New Jersey or New York

  • Be at least 18 years old

  • Have a valid Social Security number

  • Provide a government-issued photo ID

Yes. Every checking account includes a free ATM/Debit Mastercard®, giving you easy and secure access to your funds.

Definitely! With ClickSwitch, you can securely transfer direct deposits and recurring payments from another institution in as little as 10 minutes. You can also schedule automatic transfers using our free Online Banking with Bill Pay or Mobile Banking with Mobile Deposit.

We believe in banking that’s personal. At Kearny Bank, we foster trust and prosperity by building strong relationships with our clients and supporting the communities we serve.

With Cash Back Checking, you earn 2% cash back on everyday purchases. Start enjoying rewards with a minimum opening deposit of just $50.

Helpful Resources

Financial Calculators

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Apply for a Credit Card

If you’re a Kearny Bank client, learn more or apply by going to Online Banking and selecting Services > Apply for a Credit Card.

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