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Positive Pay

Safeguard your business against check fraud.

Positive Pay safeguards your business accounts against fraudulent checks by matching your issued check file to the items being presented for payment to your account.

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Protect your finances and enjoy peace of mind with Positive Pay by Kearny Bank.

Our system matches issued checks against those presented for payment to identify any fraudulent or altered checks. Suspicious items are recorded, and exceptions are reported online, so you can quickly decide whether to pay or return them.

Tailor our services to the needs of your business, with features such as:

  • Payee Match Services: As an added layer of protection, along with the date, check number and amount, payee information can be compared for further verification

  • ACH Filters: ACH transactions can be blocked altogether or subjected to a predefined set of rules to determine which items should be paid and which should be included in the daily exception report

  • Transaction Reports: Enable you to review pertinent transaction data quickly

  • Teller Verification: Checks are also automatically compared to your issued check file when presented for payment at any Kearny Bank branch

At Kearny Bank, we take fraud prevention seriously. As our client, we want to help you set up strong and proactive strategies to keep you safe from losses and fraud.


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Learn more today.

Protect your business’s finances with Kearny Bank’s Positive Pay system.