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Business Banking

Thrive with Trusted Business Banking

Keep your business growing with innovative business banking and treasury management solutions. We offer cash flow options to meet business-specific needs, payment processing and digital banking services for businesses of all sizes. Our tailored tools and knowledgeable, friendly banking experts will listen to your needs, and provide peace of mind, empowering solutions to boost your business’s success.

Discover Kearny Bank’s Business Banking Solutions

Full-service banking tailored to meet your business’s needs.

Business Checking
Expect the best and get the most when you open a business checking account.
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Business Savings & Money Markets
Build a strong business foundation with a solid savings account.
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Business CDs & IRAs
Invest in the future for both your business and your employees.
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Business Lending
Fuel your business growth with trusted, caring lending support.
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Private Client

A powerful, caring partner to help reach business dreams.

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Treasury Management
Mastering your cash flow: from payables to receivables.
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Government Banking
Banking for the public sector: trusted, secure, and ready to serve.
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Credit Cards
Big or small, every business deserves credit cards that deliver outsized advantages.
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Kearny Bank ChangeMakers
Empowering women in business to grow & succeed.
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Make an Appointment Today

Kearny Bank has the banking option ready to help your business succeed.

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What our clients are saying...

A local bank with professional, approachable personnel that care about their clients.

John F.

Opening a business account was easy with the help of Kearny Bank's excellent client service and support. I'm strongly considering opening a personal account!

Terse B.

Local bank with excellent client service. The branch personal is very friendly and always supporting the community. I highly recommend banking at Kearny Bank.

Kevin M.
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Explore More Banking Services

Kearny Bank offers a variety of banking services tailored to meet your financial needs. Discover our Personal Banking, Investment Services, and Private Client Banking options today.

FAQs

Find answers to common questions about Kearny Bank and our services.

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Start realizing the benefits of the Kearny Insured Liquidity Sweep account. Make an appointment today.

Interest is paid by Kearny Bank. A 1099-INT is sent from Kearny Bank for tax purposes.

Interest is accrued daily and paid monthly using a standard simple interest calculation: ((Principal X (Rate/365)) X Number of days in Period).

Interest is posted on the last day of the month and is reinvested in the program.

Maximum insurance limits are set to allow a cushion for ‘opting out’ of several banks as well as interest posting. Should the balance approach a critical level, the account holder is notified of the potential insurance cap and may choose to leave the funds in the program or remove excess funds.

A current list of participating banks is provided at account setup. An account holder may ‘opt out’ of banks on the list to avoid exceeding the FDIC Insurance limit of $250,000 per individual tax ID.

The system provides daily liquidity. Funds may be accessed on any banking day without penalty. All transactions (checks / wires / EFTs / deposits) flow through the checking account as usual. Funds are automatically transferred to and from the sweep account as needed.

Total balance levels may be accessed daily on Kearny Bank’s Online Banking. Monthly statements provide the name of each bank and the corresponding balance at each bank. Details of deposit placement amongst program banks may be accessed during the month via the program administrator’s online system.

The program administrator has not experienced a bank failure within the sweep program since the program's inception in 2011. On an annual basis, the program administrator tests its procedures for filing an FDIC claim for a "mock" bank failure to ensure a timely filing of a claim in the event of an actual bank failure.

Banks that are deposit-taking banks within the program are only considered if they are categorized as “well capitalized” by the FDIC and have no outstanding enforcement actions such as cease and desist orders, particularly regarding capital structure. Status is evaluated quarterly.

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