Streamline your business banking by working with a single source.

A Single Banking Relationship with Outstanding Benefits

This unique program links your checking accounts together across participating financial institutions, so that now, a single banking relationship is all it takes to protect your short-term cash holdings, with full FDIC Insurance coverage up to $50 million in deposits.

Kearny Bank will manage and maintain the daily minimum balance of your choice, and transfer any excess funds into an interest-bearing account until they’re needed. If your checking account drops below its required balance, Kearny Bank automatically sweeps back enough cash to bring your account up to the required minimum balance.

The Kearny Insured Liquidity Sweep account also gives your business maximum flexibility with complete access to all your funds via check, wire, EFT, and debit cards.

Single Source Lets You Run Your Business, While Kearny Bank Protects Your Banking

When your accounts are linked to an insured liquidity sweep account, you work exclusively with Kearny Bank, eliminating time-consuming paperwork and record-keeping. This exciting program automatically allocates deposits in excess of the $250,000 FDIC Insurance limit per business tax ID to insured accounts in other participating financial institutions.

The insured liquidity sweep account is available to individuals, businesses and government entities. Consider the important advantages:

• Expanded levels of FDIC Insurance, up to $50 million per individual tax ID

• Automatic end of day transfer of funds in excess of target balance you set

• Earns a competitive interest rate

• No withdrawal limitations

• Automatically transfers funds to meet daily account balance needs

• Daily balance reporting

• Separate monthly investment account statement