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Business Money Market Advantage

Your goals are within reach

Start small and watch your business savings grow.Get a Business Money Market Advantage account today with a minimum deposit of $100 and earn interest on all balances.

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Account Details

Earn Interest on All Balances with Kearny Bank’s Business Money Market Advantage Account

Open an Account

Our Business Money Market Advantage account offers competitive rates and flexible features, ideal for growing businesses. You’ll also improve cash flow with:

There are also no monthly maintenance fees, and you’ll earn even more interest on balances of over $10,000.

Have automated payments pulling from old accounts? Consolidate to one account today! Get started with ClickSWITCH today.

Kearny Bank Debit Mastercard®

SecureAlerts

Establish alerts for instant access to purchase activity. Alerts can be set via our mobile app or Online Banking.

Mobile Wallet

Add your Kearny Bank Debit Mastercard to your mobile wallet for faster purchases in-store, online and in-app.

Customized Usage Control

Reduce debit card fraud, set spending limits, monitor and manage your card through our mobile app.

Lost or Stolen Debit Mastercard

If your Kearny Bank Debit Mastercard is lost or stolen, call us immediately, or control your card via your Mobile Banking app. During business hours call 800-273-3406. After business hours, call our after-hours hotline at 800-472-3272.

Money Market

Advantage Money Market

Min Balance to Obtain APY Interest Rate APY Additional Information
$0.01 to $25,000 0.05% 0.05%
$25,000.01+ 2.96% 3.00% Earn higher interest when you maintain an average daily balance of at least $25,000
The Annual Percentage Yields (APYs) are effective 04/11/2025. Rates are subject to change at any time. Fees could reduce earnings.

1 This account requires a deposit of new money only. New money means funds from outside Kearny Bank. Requirements: Maintain at least $15,000 daily average balance to avoid $20 minimum balance fee. A $3.00 paper statement fee will be assessed each monthly statement cycle, after the first two statement cycles, if you do not maintain eStatements. Relationship Money Market is available for personal accounts only. Restrictions apply. Contact your local branch today for complete details.

2 This account requires a deposit of new money only. New money means funds from outside of Kearny Bank. Maximum account balance to earn the 3.15% APY promotion is $5 million. To earn the 3.15% APY on the entire balance, maintain a daily balance over $25,000. Daily balances $25,000 and under will earn .05% APY. To waive minimum balance fee of $10, maintain a daily balance of at least $10,000. Advantage Money Market is available for personal accounts only. Fees may reduce earnings. Rates may change after account opening. Restrictions apply.

 

Relationship Money Market

Min Balance to Obtain APY Interest Rate APY Additional Information
$0.00 - $14,999.99 0.05% 0.05% $15,000 minimum deposit to open account. New money only. New money means funds from outside Kearny Bank.
$15,000-$99,999.99 3.44% 3.50%
$100,000-$249,999.99 3.59% 3.66%
$250,000-$499,999.99 3.68% 3.75%
$500,000-$999,999.99 3.78% 3.85%
$1,000,000+ 3.92% 4.00%
The Annual Percentage Yields (APYs) are effective 04/11/2025. Rates are subject to change at any time. Fees could reduce earnings.

1 This account requires a deposit of new money only. New money means funds from outside Kearny Bank. Requirements: Maintain at least $15,000 daily average balance to avoid $20 minimum balance fee. A $3.00 paper statement fee will be assessed each monthly statement cycle, after the first two statement cycles, if you do not maintain eStatements. Relationship Money Market is available for personal accounts only. Restrictions apply. Contact your local branch today for complete details.

2 This account requires a deposit of new money only. New money means funds from outside of Kearny Bank. Maximum account balance to earn the 3.15% APY promotion is $5 million. To earn the 3.15% APY on the entire balance, maintain a daily balance over $25,000. Daily balances $25,000 and under will earn .05% APY. To waive minimum balance fee of $10, maintain a daily balance of at least $10,000. Advantage Money Market is available for personal accounts only. Fees may reduce earnings. Rates may change after account opening. Restrictions apply.

 

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FAQs

Find answers to common questions about Kearny Bank and our services.

You can access and manage your savings anytime through Online Banking, Mobile Banking with Mobile Deposit, or by visiting a local branch.

Definitely! With ClickSwitch, you can securely transfer direct deposits and recurring payments from another institution in as little as 10 minutes. You can also schedule automatic transfers using our free Online Banking with Bill Pay or Mobile Banking with Mobile Deposit.

We offer a variety of savings options to support your financial goals. These include Statement Savings, Health Savings Accounts (HSAs), Kids Savings, and more.

Minimum balance requirements vary by account type. Please refer to individual account details for specifics.

Open an Account Today

Request an appointment with a business banker.

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